Trinity Family Financial Medicare Plans

Medicare Advantage plans are all-in-one alternatives to Original Medicare, offered by private insurance companies. These plans include everything covered by Medicare Part A (hospital) and Part B (medical) and often provide additional benefits, such as:
✔ Dental, vision, and hearing care (Part C)

✔ Prescription drug coverage (Part D)

✔ Wellness programs and gym memberships

✔ Transportation for medical appointments

Medicare Advantage plans typically have lower monthly premiums than Medicare Supplement plans but may require copays, deductibles, and using a network of doctors. They are a good option for those looking for affordable, bundled coverage with extra benefits.

Medicare Supplement plans help cover the out-of-pocket costs left by Original Medicare, such as:

✔ Deductibles

✔ Copayments

✔ Coinsurance

Unlike Medicare Advantage, Medigap plans do not include prescription drug coverage, dental, or vision benefits—but they allow you to see any doctor that accepts Medicare, with no network restrictions. These plans are ideal for those who want more predictable healthcare costs and freedom to choose their providers, especially if they travel often or have high medical expenses.

Both Medicare Advantage and Supplement plans provide valuable coverage, and choosing the right one depends on your healthcare needs, budget, and lifestyle.

Health insurance provides financial protection against high medical costs, ensuring you have access to the care you need. Whether you’re self-employed, between jobs, or need coverage outside of an employer plan, there are several options available to fit your budget and healthcare needs.

Also known as Obamacare, these plans are available through the Affordable Care Act (ACA) marketplace. They provide:

✔ Coverage for pre-existing conditions

✔ Essential benefits like doctor visits, hospital stays, prescriptions, and preventive care

✔ Potential subsidies and tax credits to lower monthly premiums, based on income

ACA plans are a great option for those who don’t have employer-sponsored insurance and need comprehensive coverage.

These plans provide set cash payouts for specific medical services, such as hospital stays or surgeries. They work best as supplemental coverage rather than full health insurance, helping reduce out-of-pocket costs.